You can use the Virginia Driver Improvement Course to qualify for an auto insurance discount, but you must confirm eligibility with your insurer before enrolling.
Many drivers in Virginia want to lower their auto insurance costs. Completing the Virginia Driver Improvement Course may help you qualify for a discount, but there are important steps and eligibility rules to follow. Always check with your insurance company before starting the course.
How to Qualify for an Insurance Discount
To use the Virginia Driver Improvement Course for an insurance discount, first contact your insurance company. Confirm that they offer a discount for completing a Virginia Department of Motor Vehicles (Virginia DMV)-licensed driver improvement clinic and that you meet their requirements. When you enroll at drivinglogic.com, select Insurance as your reason for taking the course. After you finish the course and pass the final exam, download your DIC 552B certificate from your account. You must submit this certificate to your insurance company yourself. Driving Logic does not send certificates to insurers.
Important Rules from the Virginia DMV
Driving Logic automatically reports your course completion to the Virginia DMV for all students, including those who take the course for insurance purposes. If you complete the course for an insurance discount, you will not receive safe driving points. Virginia law does not allow both benefits from the same course completion. If a court ordered you to take the course, you cannot use that completion for an insurance discount. For more details, visit the Virginia DMV’s driver improvement clinics page: the Virginia DMV.
What Insurance Discount Can You Expect?
The amount of your insurance discount depends on your insurance company and your policy. Virginia law requires insurance companies to offer a discount to drivers age 55 and older who complete an approved course. For drivers under age 55, discounts are at the insurance company’s discretion. Always contact your insurance agent for specific details about your eligibility and the size of the discount.
Quick Facts
| Detail | Information |
|---|---|
| Reason to select at registration | Insurance |
| Confirm eligibility with insurer | Yes — before enrolling |
| Safe driving points awarded | No |
| DMV reporting | Yes — automatic |
| Who submits certificate to insurer | You |
| Eligible how often | Once every 24 months |
Frequently Asked Questions
Can I get both an insurance discount and safe driving points from the Virginia Driver Improvement Course?
No. Virginia does not allow both benefits from the same course completion. You must choose one reason at registration.
What if my insurer does not accept my Virginia Driver Improvement Course certificate?
Contact your insurance company directly. They may have special requirements for submitting the certificate or may need additional forms.
Does taking the Virginia Driver Improvement Course guarantee an insurance discount?
No. The discount depends on your insurer’s policies and your eligibility. Always confirm with your insurance company before enrolling.
How often can I use the Virginia Driver Improvement Course for an insurance discount?
You are eligible to use the Virginia Driver Improvement Course for an insurance discount once every 24 months.
Is the Virginia Driver Improvement Course approved by the DMV?
Yes. The course is licensed by the Virginia Department of Motor Vehicles (Virginia DMV).
Who submits my Virginia Driver Improvement Course certificate to the insurance company?
You are responsible for submitting your DIC 552B certificate to your insurance company. Driving Logic does not do this for you.
Does the course completion affect my driving record?
If you take the course for insurance purposes, you will not receive safe driving points. The completion is still reported to the Virginia DMV.